- LIFE INSURANCE
Having life insurance is important and one of the most selfless purchases you can make for your family and loved ones.
- HOME INSURANCE
Home insurance covers many different types of residences. Your home is and will most likely be one of your largest assets.
- BUSINESS INSURANCE
Owning a business is stressful enough, let us provide you with recommendations to prevent you from losing your hard earned business.
- AUTO INSURANCE
Most drivers are unaware that you can customize your overages and coverage limits on your auto insurance policy.
Having life insurance is important and one of the most selfless purchases you can make for your family and loved ones. A life insurance policy helps you provide much more than just funeral cost, you can leave your loved ones with a nontaxable amount of money to help insure they are taken care of financially. This can help cover any debts you might leave behind such as a mortgage, car loans, credit cards, etc.
■Types of policies
- Term life – An affordable policy that will provide a great amount of coverage but will only be enforced for the term you selected such as a 10, 20, or 30 year plan.
- Whole life – A permanent life insurance policy that grows a guaranteed cash value as you keep the policy enforced.
- Universal Life – Similar benefits of a whole life policy but offers more flexibility.
- Final Expense – Eligible for older adults who want to make sure they don’t leave a financial burden for their families. This policy offers low coverage enough to cover funeral cost and is permanent
Your age and health are huge rating factors for eligibility and making sure you get a low rate.